Spotlight on Ultimate Health Secrets: Part 4 of 4
There are four aspects to our health. They include:
- Physical health
- Emotional and mental health
- Spiritual health
- Financial health
If any one of these areas of our life are out of sync, it can wreak havoc on the other aspects. When we are physically tired, for example, this can impact our mood. When we aren’t spiritually connected and grounded, physical illness or disease can manifest; like a 2×4. When our financial health is out of wack, the stress can impact the other three areas of our health and life.
In part four of this series, we’re exploring our financial health. Some of the things we’ll discuss may be obvious to you and others not so much. My goal with this series is to get you thinking about your health from a holistic perspective. You can read part one here. You can check out part two here. Part three is here.We are all connected and all parts of our health are connected. It takes all parts of our health to make it work. Click To Tweet
My top ultimate health secrets around our financial health include:
1. Pay yourself first.
This means putting at least 10% of your income/revenue in investments and savings. Do this FIRST before paying bills. I also recommend setting 10% of your income aside to tithe wherever and to whomever fills your spirit. It could be a church or an organization that feeds your soul. Trust me when I say that when you pay it forward and GIVE a percentage of your income, you will get at least that investment back two-fold.
2. Save 3-6 months’ income to cover all expenses in the event you need it.
In today’s day and age, it’s unrealistic to expect that your j.o.b. is secure and you’ll be in the same job or work for the same company for 10,20,30 years. In this changing world, it’s imperative to plan in the event you find yourself without a steady income. Saving 3-6 months’ income to cover all expenses is smart and will give you peace of mind.
3. Round your checkbook up to the next dollar when reconciling your checking account.
The amount of money will add up! I knew a couple who did this and saved over $10,000 in a few years.
4. Put your change in a container.
I read somewhere that if you put quarters in a gallon container, it will add up to about $1,000 when full. I have a separate gallon container for quarters, dimes, nickles and pennies. Coins add up quickly!
5. Get a will and a durable power of attorney (POA).
This is probably my most important tip. You MUST get a will and at least a health care POA so your wishes are known and followed in the event of a health or medical emergency.
6. Put cash in envelopes and label what the money is for.
Pay bills with cash, when possible. Track spending (date/amount and where spent) on the envelopes and review weekly.
7. Communicate financial goals with your spouse/partner.
This is my second most important financial health tip! SO many couples don’t talk about money or they argue about finances. Communicating where you stand, who will pay what and how money will be spent, spared and shared is critical to your success as a couple.
8. Develop and maintain a budget. Review weekly.
Remember that God never gives you a dream that matches your budget. He’s not checking your bank account. He’s checking your faith.
Grab your FREE checklist with more ideas to maintain self-care and overall well-being. This checklist has ideas in all four areas of our health.